If you have issues with your credit rating that are making it difficult to buy your new home, there are solutions to these problems.

We understand that not everyone has the perfect credit record, the full deposit or the perfect employment history. Our team has options available no matter what your credit situation is and our brokers are here to help you find the best way to manage the situation so that you can keep your new home dream alive.

Our brokers will take you through the steps you need to take to qualify for a home loan and get you back on the road to financial freedom. The first thing we need to do is assess your current financial situation and once we understand that we will be able to guide you into your future home.

There are a few steps you can take right now that will help put you in the best position moving forward, so if you possibly can, take action today.

  • Pay all your bills, loans and credit card commitments on time every month.
  • Open a new savings account and putting all your spare cash that is not needed for bills into this account. You will be surprised how fast your savings will grow, but don;t touch them because they are for your new home.

Call us at Iconic Home Loans on 1300 663 943 or email us at

Every lender has a different policy around credit issues and that means that where one company might say ‘No’ to you, another might well be in a position to say ‘Yes’. So do the right thing, start getting your finances organised and doing the right things with your money and give our team a call so we can help take you through it.