If your circumstances have changed since you last applied for a loan or refinanced, you may be thinking you’re stuck between a rock and a hard place in terms of obtaining finance. Well, we are here to tell you that there are a raft of options available to you – that more than likely come under the umbrella of ‘Specialist Lending’.
Here are a few common scenarios that you may identify with which may have you thinking that no bank will look at you sideways for a loan:
- You’re self employed
- You’re recently divorced and ‘starting from scratch’
- You’ve had some kind of life changing event which has impaired your ability to pay bills or make loan repayments
- You’ve been declared bankrupt.
If any of those apply to you, you’ll be relieved to know that there are options available to you that could find you back on your feet financially sooner than you think.
Specialist Lending provides a whole range of solutions, including a wide range of Lo Doc options, paying out ATO debts or looking at ways to refinance or consolidate debt.
If you’ve had an ABN for just 6 months, that’s enough for you to get access Specialist Lending solutions. It could make the world of difference to your financial future.
Even if you feel like you’ve hit rock bottom and you’re not sure how you’re going to get yourself out of a sticky situation, give us a call for a chat to discuss what your options are.
Specialist Lending could be a good solution for you even if you’ve had a few defaults or some bill paying slip ups in the past. Beyond that, our experienced brokers can help to coach you back to a strong financial position if that’s what you need.
So, don’t just assume you can’t get a loan because you’ve had a few credit issues or you’re self employed. Get in touch to discuss your situation and we’ll run you through some possible options to get you back in the game.
* All lending subject to status and lenders criteria. Terms & conditions apply. This document contains general information only. Your own personal circumstances have not been considered and you should seek independent financial advice prior to making any decision on a financial product.